Fees Aligned With Your Goals
At Thirty Mile Financial, we provide advice, not products.
Thirty Mile Financial is a fee-only firm that does not receive commissions, trailing fees, or any type of revenue from third-party vendors. We get paid for the advice we provide and the services we perform.
As a fiduciary, we're obligated to put your interests first. Our fee structure reflects a commitment to quality financial advice without compromising our relationship through third-party conflicts of interest.
Put simply, this means that I don't sell you financial products, we act in your best interest at all times, and my pricing is clear and easy to understand.
Ongoing Financial Planning
Best for individuals and partners who earn at least $150,000 per year, may already have some investment accounts, and are looking to grow their wealth.
How you'll be charged:
- $3,000 billed annually either monthly or quarterly.
- We charge a one-time $500 upfront onboarding fee to cover our technology cost, time spent on the initial data gathering process, and the development of your initial financial plan.
Investment Management Services
Best for individuals and partners who have at least $250,000 in investable assets and are looking to grow their wealth. Financial planning services are included as part of the investment management fee.
How you'll be charged:
- Investment management services are billed in arrears on the following fee schedule:
$0 - $1,000,000
$1,000,001 - $3,000,000
$3,000,001 and Above
If you are not ready for an ongoing relationship, but would like to get objective advice on a specific financial topic (typically 2-4 issues of your choice), we provide hourly-based financial planning for a fixed fee of $250 per hour. Fees will be estimated based on the complexity of the work. One-half of the payment is due at the beginning of the engagement, and the remaining will be due upon completion of the project.
Billing For Investment Management
On a quarterly basis, the accounts managed by us will be billed and debited directly through our custodian TD Ameritrade. The quarterly fees will be calculated using a tiered fee structure. For example: For ab account valued at $3,500,000 would pay an effective fee of 0.75% with the annual fee of $26,250.00. The quarterly fee is determined by the following calculation: (($1,000,000 x 0.85%) + ($2,000,000 x 0.75%) + ($500,000 x 0.55%)) ÷ 4 = $6,562.50.
Assets Held With An Independent Custodian
The investable assets managed by us are held in your name by our independent custodian, TD Ameritrade. You can access and view your portfolio 24/7 on the TD Ameritrade website.